tips for your savings accounts ......
Everyone has a savings account with one or many banks. You can earn max interest on this account is 4 - 6%. If you have amount more than Rs.10,000 then you can convert your savings account to FD flexible account such that u can gain interest as per fixed deposits. And at any time you can break it for your need. Many banks offering such accounts. Also open RD account with bank where u can pay your installment through netbanking & mobile.SBI is good one.